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James B. Lockhart III

The Latest From James B. Lockhart III
The Las Vegas area was hit especially hard by the housing crisis a decade ago. Innovation and competition in mortgage credit scoring can foster a more sustainable housing system, Lockhart writes. (Ethan Miller/Getty Images file photo)

Why Fannie and Freddie need newer credit scoring models

By James B. Lockhart III
Posted April 8, 2019 at 5:00am
The months after an election aren’t exactly prime time for legislating. But with a bill long championed by Senate Finance leaders Orrin G. Hatch, right, and Ron Wyden nearly through the chamber and a similar measure moving in the House, Congress could buck the trend and act on retirement security, Conrad and Lockhart write. (Tom Williams/CQ Roll Call file photo)

Congress Has a ‘Lame Duck’ Shot at Fixing Retirement Security

By Kent Conrad and James B. Lockhart III
Posted September 18, 2018 at 5:01am