These public safety net providers already are strapped trying to care for uninsured patients who cannot get care any other way. Let’s not add to that burden.
So what’s the solution?
Individual states have eliminated EOB requirements when a dependent requests a sensitive service such as testing for an STD. For example, Washington state allows young adults to maintain privacy for such services as long as a written request goes to the insurance company.
Many insurance companies eliminate the EOB when the holder of the policy, in this case a parent, has no financial obligation. But patchwork solutions will not give young adults all over the country the privacy they deserve.
We believe the time has come for a national solution to this problem, one that might follow the example set by the state of Washington. It is time for a national policy or rule that eliminates the EOB requirement when young adults seek access to or treatment for a limited set of sensitive services and conditions.
Young adults are just that: adults. And it is time we give them the privacy they need to access services they need to stay healthy.
Denise Chrysler is director of the Network for Public Health Law in the Mid-States Region. Robyn Rontal is network collaborator for health information data sharing at the Network for Public Health Law in the Mid-States Region. The views expressed in this article are those of the authors and do not represent the position or policy of the Network for Public Health Law or its funders.